Auto Insurance?

Auto Insurance?

Hi!I need an advice. I bought a new car last nov w/ a 3000 down. After 7 days, my sis &I got into an accident.Our insurance is 100/300/100 &I was under my dads insurance.I paid the deductible and the premium balance for 6mos. The car was declared total wreck. Now,mydad is asking me for 2400 for the difference. Is there such thing as difference? He’s telling me that I need to pay this amount to the insurance. People keeps telling me that there’s something fishy. Im not the policy holder so, when I called the insurance they’re not entertaining my questions even though I’m the one who’s paying them and involved in the accident. Are they really like that? The only thing that i asked them if I owe the insurance a certain amount (the difference), they told me that I dont need to pay anything anymore. Instead I’m gonna get a claim but my dad didn’t mention it to me. The difference that hes is talking about is CAR’sORIGINAL VALUE – DEPRECIATED/ ACTUAL/ PRESENT VALUE OF THE CAR AFTER 7DAYS.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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I was driving without insurance and eventually got involved in an accident. I wrecked the old lady’s car. I have no money, can i go to jail?

I was driving with no insurance and got involved in an accident. I wrecked an old lady’s car and the next day my lawyer talked to her and she agreed we settle out of her insurance but i have not been able to come up with the estimate gave me not even 20% which is even more cheaper to what i checked with a body part shop i know. The date will be due on Monday, what do you think will happen to me, Jail or get my license revoked???


Can someone help me regarding life insurance?

Reason i bring up the question of my daughter being the beneficiary and i the insured is cause the Gerber grow up plan has my daughter as the insured and me as the beneficiary..and well it leaves me confused.


What to do when at fault driver’s insurance denies liability?

I was in an accident back in December that I was not at fault for. The facts of the accident are as follows; I was at the intersection of a major road and the interstate. I was in the second lane, which is a turn/straight lane. The other driver was in the third lane, which is a straight only lane. The light turned green, and I proceeded to go straight. The other driver, thinking he was in a turn lane, proceeded to turn directly in front of me. I attempted to stop but struck his rear driver side. He got out of his truck and immediately apologized saying it was his fault, and that he thought he was in a turn lane. I proceeded to call the police, and had both an accident exchange form , and police report filed. However, when speaking to the officer the other driver changed his story and stated he was in the turn lane and that I was at fault. In the police report it says that I was in the turn/straight lane, and he was in the turn only lane, but somehow was to the right of me which is impossible, and that he disregarded the turn marks at the intersection and was struck by me. He also told his insurance the same thing he told the officer. I’ve been dealing with the insurance company since December, I sent pictures, sent them the crash report, and spoke to them numerous times, but today they told me that they were not accepting liability. There was a traffic camera at the scene of the accident, but according to the insurance company, the only way you can acquire the footage of an accident is with a court case involved. Does anyone know what steps I need to take to get the ball rolling on taking this ahole to court. I don’t want a lawyer so don’t go there, I just need to know if anyone has any experience with this sort of thing.


When do you have to put your teenager on your car insurance?

I was told by a person that use to do insurance, that if they don’t ask, you don’t have to tell them. I would think that if you don’t tell your insurance company that a teenage in your home is driving your car, that if they got into an accident they wouldn’t be covered. What do you think?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How much would insurance be for a 16 year old in GA?

I’m 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week… haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. 🙂


What is the average home business liabilitly insurance monthly premium?

More specifically, this would be for a home based internet business that does $2000 a month in sales, in Illinois and makes no original products, but resells them. I have heard that companies who manufacturer the products hold the liability, not the reseller, is that true? Does it reduce my liability that I do not make the product I am selling?


How much would the in insurance be on a 1985 CHEVROLET CAMARO Z28?

i just turend 16 and ill get my licenes in about 3 months and i saw a 1985 CHEVROLET CAMARO Z28 the other day that im thinking about buying and i was wondering about how much the inshurance would be on it if someone could give me a rough estimate it would be great thanks


Auto Insurance?

Hi!I need an advice. I bought a new car last nov w/ a 3000 down. After 7 days, my sis &I got into an accident.Our insurance is 100/300/100 &I was under my dads insurance.I paid the deductible and the premium balance for 6mos. The car was declared total wreck. Now,mydad is asking me for 2400 for the difference. Is there such thing as difference? He’s telling me that I need to pay this amount to the insurance. People keeps telling me that there’s something fishy. Im not the policy holder so, when I called the insurance they’re not entertaining my questions even though I’m the one who’s paying them and involved in the accident. Are they really like that? The only thing that i asked them if I owe the insurance a certain amount (the difference), they told me that I dont need to pay anything anymore. Instead I’m gonna get a claim but my dad didn’t mention it to me. The difference that hes is talking about is CAR’sORIGINAL VALUE – DEPRECIATED/ ACTUAL/ PRESENT VALUE OF THE CAR AFTER 7DAYS.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can you transfer your life insurance policy once fired?

If i’m fired from the employer providing my life insurance policy can I take the policy & pay on my own it myself or can i get the money back that i put into the policy or is the policy just lost once fired?


Who is amtrakks insurance carrier?

Who is amtrakks insurance carrier?


About car insurance and the laws on it?

i just want to know if a car is insured but the driver of that car is not in the policy .. do i still get ticketed for not having the car insured? I don’t know if i’m making sense.but let me explain .my car is insured fully covered but my daughter was driving it and got stopped by the police.and he claimed that my car was not insured. i called my insurance carrier and was told that it was because my daughter was not on the policy. I always assumed that as long as the car was insured it didnt matter who drove it. provided an accident was not involved. please help me on this. as soon as possible”


Does anyone know of any affordable health insurance?

My husband and I pay $420.00 a month for both of us. His has a 250.00 deductible and mine is 1,500.00 deductible. We are both in our 40’s with no health problems.


What was your first car?

Mine was a really awesome red Ford Tempo.


Do liberals believe lower premiums means affordable insurance?

Do liberals believe lower premiums means affordable insurance?


How much would the car insurance cost for a 19 year old? UK?

I do not want to have my parents on the insurance as I am at university in a different city, so this wouldn’t be legal in the first place. I am male,19 and have had my licence for 3 months. I have received some ridiculous quotes for fiesta 1.2, corsa 1.0, golf 1.4, focus 1.4.All of them were over £3500 and up to £6000 for some of the cars. Thanks a lot!


What is a recovery specialist.?

I’m 19 years old looking to get a job similar to what I have right now, but I can’t find it anywhere. I’m pretty sure I am getting the name wrong. When applying for my current job the title was just Part-time Insurance Associate. I work for a recovery services called Xerox Recovery. What I basically do is call Auto insurance companies and recover money that health insurance paid out on a person who was injured in an accident, that is represented by an auto insurance company. Let’s say Bob gets into a car accident and his medical bills costs $1000. His health ins, Cigna pays $500. I, representing Cigna, call State Farm and ask them for that $500. I want to get another job like this, but I just don’t know what it’s called. We call ourselves recovery specialist, but I can’t find that job anywhere.


Auto Insurance?

Hi!I need an advice. I bought a new car last nov w/ a 3000 down. After 7 days, my sis &I got into an accident.Our insurance is 100/300/100 &I was under my dads insurance.I paid the deductible and the premium balance for 6mos. The car was declared total wreck. Now,mydad is asking me for 2400 for the difference. Is there such thing as difference? He’s telling me that I need to pay this amount to the insurance. People keeps telling me that there’s something fishy. Im not the policy holder so, when I called the insurance they’re not entertaining my questions even though I’m the one who’s paying them and involved in the accident. Are they really like that? The only thing that i asked them if I owe the insurance a certain amount (the difference), they told me that I dont need to pay anything anymore. Instead I’m gonna get a claim but my dad didn’t mention it to me. The difference that hes is talking about is CAR’sORIGINAL VALUE – DEPRECIATED/ ACTUAL/ PRESENT VALUE OF THE CAR AFTER 7DAYS.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How good is the Insurance Business in Florida or Texas?

Hello dear people…I’m an Insurance Agent-Broker who would like to open an office in either of those states, can anybody please tell me how businesses are doing right now there?. I’d like to stay where I live in California, but it is crowded here, plus I’d like to start a new life…your inputs will be highly appreciated….


What’s the cost of life insurance?

I want to know what is the cost of life insurance if you have bad credit?


Auto Insurance Question?

Hi all, I live in California and I got in a car accident yesterday. I found out today that the insurance company suspended our insurance due to a late payment so we most likely had no coverage at the time of the accident. What are my options at this point?? The accident was not my fault and the other driver was arrested for felony DUI and they had insurance. What are my options?? Thanks in advance!


Health Insurance – suggestions?

I’m a 30 year old married woman in relatively good health. I have no health insurance, and no preexisting conditions. I would like to look into a plan (probably HSA compatible) that is of low cost. It really burns me that an average plan would cost $500 a month for spouse and myself – when we just need to go and get checkups 2-3 times a year…which winds up being about $6k a year – to go less than a half of times between 2 people. Is there a happy medium at all?


Anyone know of an affordable individual health/dental insurance plan for Brooklyn, NY?

I no longer have school insurance and my work does not offer insurance. I am looking for an affordable health/dental insurance plan in Brooklyn, New York. Is dental included in medical insurance or is that separate? I don’t want to spend $600-$1000 on a premium for an HMO, but would rather spend a few hundred a month while getting a decent amount of benefits. Also, does anyone know of a comparison chart online regarding details of insurance providers including premiums and benefits. All I can find are complaint comparison charts for insurance providers. Any kind of help would be greatly appreciated. Thank you!


Whats the Cheapest Motorcycle to insurance for 2014?

Hello, I am researching on what is the cheapest motorcycle to insure this year. I’m also curious what is a good bike for a beginning rider. I’ve been looking at a couple of questions regarding this subject, and I notices some of these questions are a few years back. I am curious to know, because I am considering getting a bike. But before I can, I want to get all my ducks in a row, and research as much as I can, so I can make the best possible decision. Further details on myself. I’m a male, age 24, I have my driver licenses, I live in California, but I barely have any driver experiences. Not even a year worth. So I’m already predicting the rate will be high for me. In every sense of the word I am a novice. So any helpful tips for a person just starting out to ride motorcycles, would greatly be appreciated. Also Bonus What Insurance should I look for, for a beginner like me?


Can you purchase GAP insurance even after you have been in an accident and your car was purchased within the last six months?

Can you purchase GAP insurance even after you have been in an accident and your car was purchased within the last six months?


How much insurance should i buy ?

How much insurance should i buy ?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Is Medicaid better than private insurance?

I work at WalMart and for 6 years have had insurance through them. I have medical problems that require doctor visits and regular checkups and it gets very expensive. The plan at WalMart I pay 100% of costs until I meet my $2500 deductible. Then they pay 80% until I reach my $5000 out of pocket max. I don’t have $2500 and I meet that deductible within the first few months of the year so it’s really hard on me, I have a stack of bills over several years I’m still trying to pay. I just found out I can be covered through Medicaid. I know that there can be problems finding doctors that take it, but other than that the coverage seems too good to be true. I would have to pay hardly anything for everything. So, in my circumstance, would it be better to accept the Medicaid and take the time to possibly find new doctors? Or is there something I might be missing (a catch) that makes Medicaid really awful and I would be better off letting the bills pile up and just keep trying to pay when I can?


What is the average insurance quote for a 2007 jeep wrangler?

I’m turning 16 in a year and my dad and I really want to get a Jeep. Not just for me, but for him too. I’m really interested in the 2007 jeep wrangler soft top. I plan on taking the defensive driving course because I heard that it helps lower insurance on the vehicle. Is that true? Also I have to pay for part of the monthly payments. How much is the average monthly payments for the type of car that I want?


Insurance scam, could this work?

What I do is I buy a box of some of the finest cigars on the market. About a month later, I file an insurance claim saying that the cigars were Destroyed in a series of small fires” Lol what would come of that?”


By law do I have to have a valid registration and proof of insurance to get my car out of impound?

By law do I have to have a valid registration and proof of insurance to get my car out of impound?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Can a class 7 alberta operators license purchase register and insure a vehicle?

can a class 7 operators license purchase register and insure a vehicle? alberta canada


Auto Insurance?

Hi!I need an advice. I bought a new car last nov w/ a 3000 down. After 7 days, my sis &I got into an accident.Our insurance is 100/300/100 &I was under my dads insurance.I paid the deductible and the premium balance for 6mos. The car was declared total wreck. Now,mydad is asking me for 2400 for the difference. Is there such thing as difference? He’s telling me that I need to pay this amount to the insurance. People keeps telling me that there’s something fishy. Im not the policy holder so, when I called the insurance they’re not entertaining my questions even though I’m the one who’s paying them and involved in the accident. Are they really like that? The only thing that i asked them if I owe the insurance a certain amount (the difference), they told me that I dont need to pay anything anymore. Instead I’m gonna get a claim but my dad didn’t mention it to me. The difference that hes is talking about is CAR’sORIGINAL VALUE – DEPRECIATED/ ACTUAL/ PRESENT VALUE OF THE CAR AFTER 7DAYS.


Recommendations of car insurance for someone who is an experienced driver but it is their first cover?

Yes, the £715 was the best deal we could find (most of them £1000 and above). My husband is mid-30’s so not a young driver and the car we bought is a small sensible family type car. It is kept in a locked garage overnight and we are in a low crime area. We’ll bite the bullet, get over the shock and take up the £715 deal! Thanks so much for your advice.


Are insurance companies making a substantial profit as a result of Obamacare?

I would like to know if insurance companies make corporate deals with certain pharmaceutical companies who offer them huge discounts for exclusive coverage; i.e.: formulary drugs. I am not sure of the meaning of the term non-formulated drugs that insurance companies deny their customers and why? For example, Humana refused to pay for my medically necessary asthma drugs. (President Obama mentioned asthma as a pre-existing condition several times in his State of Union address.) On an average, how much do asthma patients cost insurance companies per year?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What car would you get between the 06-07 scion tc or the 06-07 mitsubishi eclipse ?

Ok i know this question has been asked a million times on this, so let me be the million and one person to ask and hopefully for the last time. Thing is , i need to buy another care and is between those 2 cars and i just dont know which one to get. I don’t know much about cars and so on so i would like some decent answers on which one i should get and why, my third choice was taken out of the equation when i read up on it on the kbb website, thrid choice was an audi tt but alot of people complained about how often it needed to be fixed for something The factors that most concern me are -Realibilty -Insurance cost -How much would it cost for maintance and repairs -which one is built better ” -which one of the two do you think looks “better” -which one will last me longer in the long run for those who would ask


Is there anything to be gained by bartering on a car insurance quote?

Is there anything to be gained by bartering on a car insurance quote?


How often do people drive their cars without car insurance?

I ask this because at my old job, this man claimed he drove his car without insurance for a few months without getting caught, and I find that kinda hard to believe because the cops have automatic plate scanners on their cars to alert them about people who don’t have insurance, or a valid license among other things. But I guess he was lucky enough not to encounter one? Any inputs?


Why wont my insurance insure me ?

im currently paying £350 for a 125 honda varadero ( on learners ) then i passed my test ( im 19 ) i upgraded cost me £27 to get pillon and change to big licence. Then i asked them to do me quote on a 250 ninja r, so i can get insured on that and they said the insurance doesnt cover me you have to cancel it and go some where eles. what the ****?


Can I buy a used Car for $1,000.00?

Is it feasible that I could buy a used car for $1,000.00 that would hold up for a year? I am really in a bad situation and need a car now. I only have a thousand dollars. I have bad credit so I would be able to get financing. I live in Orange County California. On a cheaper car will my insurance be lower?


What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?

I was stopped because of a broken rear light and as it happens my insurance had expired about 4 days before. I wasn’t aware that the insurance expired , i thought it was at the end of the month. I didn’t receive any reminder because i had forgotten to change address with the insurance company, which was completely my fault. This is a genuine oversight on my part, but I’m not sure if they’ll look at previous incident i had with my cousins car when i was a teenager about 7 years ago, i got caught driving without insurance. Probably one of the stupidest things i have done but i learned from it, but the court may not look at it like that. Should i get a solicitor and does anyone know how much they cost? Will i be suspended from driving?


How much does car insurance cost for a 17 year old male? Just liability not collision?

I live in Baton Rouge Louisiana


Can the car insurance find out that I have been in a car accident?

I have just gotten a new job and I said I havent been in a car accident, but I did twice. Are they gonna find out about it when they add me in their car insurance?


Car insurance for young UK drivers and fronting? Whats Best?

I’ve just passed my test. But, the next thing is a car, but the main problem is the insurance… I’ve looked at companies that offer a smart box which supposedly lowers the insurance, but i’m going to have to be the main driver on the policy and with a box through co-op I was quoted £5000! And as i’m under 18 they wanted it all in one lump sum!! The reason it was so high was because I have absolutely 0 years claims and i’m the main driver. I’ve spoken to my mum and dad about them being the main driver and me the named, but they both have a car each and are being very stubborn and keep saying they won’t be the main driver as they wouldn’t be the person driving it the most (I would be). They keep saying this is illegal and called fronting” and if anything happened the insurance companies would look for anyway to not pay up. Everyone one at college that I know does exactly what i’m proposing to my parents… They keep saying if something was to happen then they would be the ones not able to get insurance again and therefore would loose their job as they need their car for their job. If I crashed

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much is the average insurance payment per year for 16 year old drivers?

My son just turned 16 years old and I bought him an audi TT, the quote i got from state farm was $5,700 per 6 months…..i currently pay $1,000 per 6 months with geico….does $5,700 sound right?? it sounds bit a lot for insurance even he is 16….is there any cheaper way?? like i’ll say i drive 70% of the time and he would drive 30% or something??


Auto Insurance?

Hi!I need an advice. I bought a new car last nov w/ a 3000 down. After 7 days, my sis &I got into an accident.Our insurance is 100/300/100 &I was under my dads insurance.I paid the deductible and the premium balance for 6mos. The car was declared total wreck. Now,mydad is asking me for 2400 for the difference. Is there such thing as difference? He’s telling me that I need to pay this amount to the insurance. People keeps telling me that there’s something fishy. Im not the policy holder so, when I called the insurance they’re not entertaining my questions even though I’m the one who’s paying them and involved in the accident. Are they really like that? The only thing that i asked them if I owe the insurance a certain amount (the difference), they told me that I dont need to pay anything anymore. Instead I’m gonna get a claim but my dad didn’t mention it to me. The difference that hes is talking about is CAR’sORIGINAL VALUE – DEPRECIATED/ ACTUAL/ PRESENT VALUE OF THE CAR AFTER 7DAYS.


I’m 21 years old and thinking about buying life insurance?

should i buy life insurance or shouldn’t and why


Selling my car. Only me insured to drive. Would test driver be covered if THEY have fully comp insurance?

Am in predicament – potential buyer naturally wishes to test drive the car. My insurance covers only myself and wife. I have heard that so long as the buyer himself has fully comp insurance, he will be insured to drive any car. Is this correct?


Ho6- liability home insurance?

Casey, thanks for the answer. If it is due to owner’s negligence in maintenance, would liability insurance cover it? If it is not due to owner’s negligence, but the repair cost is lower than the master policy deductible, who should pay for it? The master policy covers wall covering and floor covering as well. The insurance will cover replace in kind, so I would guess if my neighbor had an elaborate remodel before an incident, the insurance will have to pay to recover it back to that elaborate state. If it exceeds the insured amount, it will be out of pocket of insured. This is my guess though. Insurance agents may know more.


A good individual dental insurance plan?

I don’t have dental insurance, and my employer doesn’t offer any. I seriously need to see a dentist, I haven’t been to one since I last had insurance 4 years ago. But I can’t afford much right now either. I need a plan that will cover preventive treatment, doesn’t have much of a waiting period, and will cover at least some of any major work, because i think I might need some. By the way, I live in central PA.


Average insurance for a 16 year old male in florida?

to help you guys it will be a 2007 nissan sentra to start out with then probably a mid 2000 car -dont forget my discount -plus i can get the good grade policy – i average a’s and b’s


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