Car Insurance claim or private repair?

Car Insurance claim or private repair?

Hi I have accidently damaged another car parked in private car park. I have been touch with the owner who has very kindly agreed to get her car repaired and not to go through insurance but she is insisting to get it repaired from garage of her choice who are charging double the amount of original cost. My first question is do I still need to inform my insurance company even though I have not given her any of my details yet. I am happy to get it repaired rather then loosing 10 year no claim bonus. Should I just agree to pay the garage of her choice or legally I can get a quote from another garage who might be cheaper? any advise would be very much appreciated. Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

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Car Insurance claim or private repair?

Hi I have accidently damaged another car parked in private car park. I have been touch with the owner who has very kindly agreed to get her car repaired and not to go through insurance but she is insisting to get it repaired from garage of her choice who are charging double the amount of original cost. My first question is do I still need to inform my insurance company even though I have not given her any of my details yet. I am happy to get it repaired rather then loosing 10 year no claim bonus. Should I just agree to pay the garage of her choice or legally I can get a quote from another garage who might be cheaper? any advise would be very much appreciated. Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


State farm car insurance question?

My bf was in an accident recently where he was rear ended at a stop light. The other driver was ticketed and no one is contesting the fact that the other driver is at fault. My bf decided to go through the other driver’s insurance (state farm) rather than his own so that he wouldn’t have to pay a deductible. He needs about $600 worth of body work done. After going through all the hoops, he was told to take the car to a local body shop & that he would be approved for a rental car while it was being repaired. Today, he took the car to the shop, but they told him they won’t take it until March 21st (about 3 weeks from now). Until then, they expect him to drive his DAMAGED car. He drives long distances pretty frequently (usually visits me an hour and a half away every week or two) and neither of us are comfortable with the idea of him getting on the interstate in a damaged car. What recourse does he have in this situation? It seems pretty unfair that the accident was someone else’s fault entirely and he is going to be stuck waiting almost a month to be put whole again 🙁 I suggested that he call state farm and let them know that he’s not satisfied with their solution, but he doesn’t think it will get him anywhere. Does anyone have experience with this sort of thing? Thoughts in general?


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How much would insurance cost on an Audi R8 V10 Spyder for a 16 year old. (Total $192,000)?

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My dental insurance company processed a claim by my dentist and denied it because of their contractual agreement with the provider that any fillings re-worked within 2 years are not the patient’s responsibility. The provider’s benefit statement regarding this service states, “The amounts shown as payable by you and by Delta Dental are in accordance with the terms of your dental plan and the terms of our agreement with your dental provider.” The benefits statement shows my 80% benefit level for this service. The insurance company is not saying that I am ineligible for the benefit. Rather, they are saying that the dentist is not eligible to be paid for this service (by either the insurance company or me) based on his contract with Delta Dental and the benefits to be provided by Delta Dental and paid by the customer. The benefits statements includes notes explaining why the claim was denied. The underlying question is: “What is the patient’s responsibility when the insurance provider says it is zero in accordance with the insurance agreements that all parties are abiding by?” Said differently, “Is the insurance company the final arbiter of amounts owed by the patient?” Does the insurance agreement prevail? Or does the doctor truly have the right to demand payment for amounts that the insurance company says the patient does not owe? I realize the patient is responsible for co-pays and deductibles. But I am pretty convinced that if the insurance company is denying the claim and also stating the patient has no responsibility, then the patient truly has no responsibility until and unless the provider gets the claim processed differently. The provider agreed to be bound by insurance processing when he agreed to accept this provider and its terms and benefits. Insurance companies routinely adjust the “submitted fee” downward to the “accepted/contractual” fee and providers routinely accept those adjustments (and that is one of the reasons we have this complex insurance system: to adjust charges to reasonable levels and protect patients. We pay tons of premiums for this benefit). It makes no sense to then claim the patient owes other amounts that the insurance company says the patient does not owe.


Stolen car, insurance problem help please?

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Car Insurance claim or private repair?

Hi I have accidently damaged another car parked in private car park. I have been touch with the owner who has very kindly agreed to get her car repaired and not to go through insurance but she is insisting to get it repaired from garage of her choice who are charging double the amount of original cost. My first question is do I still need to inform my insurance company even though I have not given her any of my details yet. I am happy to get it repaired rather then loosing 10 year no claim bonus. Should I just agree to pay the garage of her choice or legally I can get a quote from another garage who might be cheaper? any advise would be very much appreciated. Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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What is Insurance ? What are types of Insurance?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What is the best insurance?

car insurances like Alstate,Progressive,etc.


Car Insurance claim or private repair?

Hi I have accidently damaged another car parked in private car park. I have been touch with the owner who has very kindly agreed to get her car repaired and not to go through insurance but she is insisting to get it repaired from garage of her choice who are charging double the amount of original cost. My first question is do I still need to inform my insurance company even though I have not given her any of my details yet. I am happy to get it repaired rather then loosing 10 year no claim bonus. Should I just agree to pay the garage of her choice or legally I can get a quote from another garage who might be cheaper? any advise would be very much appreciated. Thanks


How does health insurance work?

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Im freaking out! im 19 and i havent had a period since i was 17! i cant go to a doctor because i dont have insurance or the money to pay!? what should i do?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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If you need health insurace, are you going to be able to afford Affordable Care?

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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I got a speeding ticket and the car has insurance but i do not.?

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Car Insurance claim or private repair?

Hi I have accidently damaged another car parked in private car park. I have been touch with the owner who has very kindly agreed to get her car repaired and not to go through insurance but she is insisting to get it repaired from garage of her choice who are charging double the amount of original cost. My first question is do I still need to inform my insurance company even though I have not given her any of my details yet. I am happy to get it repaired rather then loosing 10 year no claim bonus. Should I just agree to pay the garage of her choice or legally I can get a quote from another garage who might be cheaper? any advise would be very much appreciated. Thanks


How much would insurance be for me?

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Military Motorcycle insurance for an 18 year old?

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What the average of a male 25 year old would pay for car insurance?

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